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Customers may refinance with a longer term which decreases their monthly payment, but may increase the total interest paid over the life of the new loan.In some cases customers may also benefit from a lower interest rate.
Lender-approval and loan terms will vary based on credit determination and applicable state law - they may offer loans with fixed rates from 6% to 35% APR. Whether you overstepped your budget, are faced with an unforeseen bill or emergency, or have a large purchase in mind that you don't want to wait for, we're ready to help you find a loan offer right away. We want our consumers to be as informed as possible, that's why we have a detailed How It Works page, the page about Rates and Fees involved, and an FAQ section answering all of your commonly asked questions.Dedicated Customer Service The process takes a few minutes.Complete our fast and secure application 24 hours a day, 365 days a year. Every inquiry received is handled with care and speed.Such a loan from one of our lenders can help you get the cash you need! Follow the short process and if you are approved, receive your cash loan!Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate.